Baddie falls off one CRA, but not the other?

[racer-x]

Is it common for a baddie to fall off one CRA, and not the other CRA that is reporting the baddie?  Will the other CRA follow suit, but it may just take some more time?

It's gone from EX but still on TU.  It fell off automatically about a month ago.

[myjourney]

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@racer-x wrote:

Is it common for a baddie to fall off one CRA, and not the other CRA that is reporting the baddie?  Will the other CRA follow suit, but it may just take some more time?

It's gone from EX but still on TU.  It fell off automatically about a month ago.

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Some CB's just take longer to update could be 30-45 days most likely by next month (gone)

[guiness56]

It really depends on why the baddie was coming off.  Was it due to age, a dispute or a PFD?

[mtrsprt]

You are not Racer-X from SVTP correct?

[racer-x]

I don't think so, since I don't know what SVTP is?  Let me google that and I'll get back with ya. lol

edit:  Just googled SVTP...I don't have an SVT mustang and I don't know anything about android software (i-user here) so it's definitely not me.  Sorry.

[RobertEG]

If by "falling off" you mean it was excluded due to expiration of its credit report exclusion period, the FCRA sets a maximum date after which continued includion is a violation of the statute by the CRA.

Nothing precludes a CRA from excluding prior to the max statutory period.  It is common for CRAs to exclude a bit early, and thus an excludable item oftern is removed by the CRAs a different dates.

Wait until the max statutory peirod has expired before contacting a CRA for lack of their exclusion.  They do it with computer programs, each set to their own drum beat.

[aot2009]

Yes I had 19 account badies fall off 5 months early on experian and equifax but not transunion. Each one is different.

[takeshi74]

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@racer-x wrote:

Is it common for a baddie to fall off one CRA, and not the other CRA that is reporting the baddie?  Will the other CRA follow suit, but it may just take some more time?

It's gone from EX but still on TU.  It fell off automatically about a month ago.

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It's not uncommon.  They don't all act on the same time frame or with the same information in every case.  If you think it should have already come off then file a dispute.