cancel
Showing results for 
Search instead for 
Did you mean: 

Be very careful disputing with EQ

tag
bott6698
Established Contributor

Be very careful disputing with EQ

Man, I got a nice JUMP in EX, and TU. EQ knocked me down. 1 account was deleted and the rest verified and for some reason when they verify a dispute as correct your score DROPS! I had a recent med collection deleted and my score still dropped. This is ridiclulous but I am warning whoever disputes with EQ be carfeful.
 
I am thinking of calling EQ myself because it is ridiculous that because they verified the same accounts and I got a med collection removed that they could drop my score.
10/11/2017 EQ 640 TU 639 EX 652 12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Message 1 of 6
5 REPLIES 5
Junejer
Moderator Emeritus

Re: Be very careful disputing with EQ

Hi bott, but unfortunately when you dispute, and the disputed items get verified, the updated date is brought forward (more recent), so it feels like it's a new baddie. This however, doesn't change CRTP. Sorry for your loss. BTW, this would happen with any of the CRAs.






Starting Score: 469
Current Score: 846
Goal Score: 850

Take the myFICO Fitness Challenge
Message 2 of 6
bott6698
Established Contributor

Re: Be very careful disputing with EQ

Oh IC byrdman. That is stupid that they do that but what can you do? This is why I never had disputed stuff before because I was afraid of getting knocked down but if I hadn't have done it my scores would never be where they are today. Now I am gonna go after some of these guys with a DV that I know are not valid accounts as they were verified as.
10/11/2017 EQ 640 TU 639 EX 652 12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Message 3 of 6
bott6698
Established Contributor

Re: Be very careful disputing with EQ

Byrdman I found out the problem. One of my accounts I disputed and it now shows 13 120 day late marks as oppsoed to 1 it has before ughh
10/11/2017 EQ 640 TU 639 EX 652 12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Message 4 of 6
Junejer
Moderator Emeritus

Re: Be very careful disputing with EQ

Oh no. Is that for a CA or OC?






Starting Score: 469
Current Score: 846
Goal Score: 850

Take the myFICO Fitness Challenge
Message 5 of 6
bott6698
Established Contributor

Re: Be very careful disputing with EQ

I come to find after calling the account on report it is an internal CA and my report is showing as an open installment account
10/11/2017 EQ 640 TU 639 EX 652 12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Message 6 of 6
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.