Best Course of Action - Suggestions?

[Anonymous]

Hi all.  I'm trying to decide how to handle (if at all) a dispute on my TU report.  It's showing 2 collection accounts as unpaid.  One was Paid and the other was Paid/Settled.  In wording my dispute, should I be upfront and tell them that they are paid collections or just say that the info is incorrect? 

Any thoughts on this would be appreciated.  Thanks!

[Tuscani]

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arianna wrote:

Hi all.  I'm trying to decide how to handle (if at all) a dispute on my TU report.  It's showing 2 collection accounts as unpaid.  One was Paid and the other was Paid/Settled.  In wording my dispute, should I be upfront and tell them that they are paid collections or just say that the info is incorrect? 

Any thoughts on this would be appreciated.  Thanks!

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Dispute as inaccurate... don't even say you paid. There is a good chance they will delete.

[Anonymous]

Thanks, Tuscani