General Credit Topics

[Whereis750]

Thanks Sanity.  Do you know if their service captures changes to your report in real time?  Meaning if there is a change to a report this morning, you would know and see it today?

[SanityKills]

I think it depends upon when it's reported to the credit bereaus.  I see hard pulls pretty quickly.  You can only refresh once a day so there are 24-hour intervals between new data pulls but that's pretty much better than any other service I've seen.

The scores, however, haven't changed for me.  Mine are stuck on 728, 728, and 728.  I'm not sure if it's waiting to receive the next month's reports from the CB's or not since I've only had it for about 3 weeks.  Credit Karma hasn't seen any new info as far as new accounts yet either so I really think it's up to the CB to report before it'll show on USAA.

[MikeC80]

Does USAA allow a repull of all three bureaus once every 24 hours?  Thanks in advance!!

[MikeC80]

Nevermind, I found it. I guess my question is if you have a collection removed from Experian and Equifax, will you receive an update about it or do you have to pull a new report to see the changes?