General Credit Topics

[n777ua]

Anyone have a recommendation for the best monitoring service?  I'd be looking for something that would let me pull a couple of reports a month with scores, and give me an alert when there is a new inq.  Nothing fancy.  I figure'd I'd ask the experts here what you use

[amercnchopz34]

I have fako score from credit monitoring from USAA...Its 12.25 a month...pulls as many as yu want...plus gets all three fako s...... Also have score watch from this site......to get true scores...others just to compare....hope this helps...

[visorboy1974]

I like USAA-CCMP as well.  $12.25/month.  Call in and ask them for a better rate and they may get you down to $6.12.  

[BigDaddy18]

I do not have USAA but that's what everyone is always raving about on here so I would take a look at them they seem to get the most thumbs up.  myFico is good too you just won't get all three reports but there still good to go!

[drkaje]

USAA

[Scamp]

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n777ua wrote:

Anyone have a recommendation for the best monitoring service?  I'd be looking for something that would let me pull a couple of reports a month with scores, and give me an alert when there is a new inq.  Nothing fancy.  I figure'd I'd ask the experts here what you use

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llecs' Credit Monitoring (Service CMS) Guide should be helpful.

[n777ua]

Thanks for the advice everyone but I do have a question..

I signed up for USAA and under the inq tab, how do I tell which  inq's are hard and which are soft ? Or am I unable to do so ? 

[visorboy1974]

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n777ua wrote:

Thanks for the advice everyone but I do have a question..

I signed up for USAA and under the inq tab, how do I tell which  inq's are hard and which are soft ? Or am I unable to do so ? 

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Those are your hards.  USAA won't show softs. 

[Whereis750]

Do you have to be USAA member to use their credit monitoring service?

[SanityKills]

No, you can sign up for their monitoring service only.  That's what I'm doing.