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Established Contributor
Posts: 573
Registered: ‎05-29-2011
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Best Credit Monitoring Service

Anyone have a recommendation for the best monitoring service?  I'd be looking for something that would let me pull a couple of reports a month with scores, and give me an alert when there is a new inq.  Nothing fancy.  I figure'd I'd ask the experts here what you use Smiley Happy

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Established Contributor
Posts: 839
Registered: ‎10-28-2011
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Re: Best Credit Monitoring Service

I have fako score from credit monitoring from USAA...Its 12.25 a month...pulls as many as yu want...plus gets all three fako s...... Also have score watch from this site......to get true scores...others just to compare....hope this helps...

Valued Contributor
Posts: 1,180
Registered: ‎05-17-2010
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Re: Best Credit Monitoring Service

I like USAA-CCMP as well.  $12.25/month.  Call in and ask them for a better rate and they may get you down to $6.12.  

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Frequent Contributor
Posts: 673
Registered: ‎04-23-2009
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Re: Best Credit Monitoring Service

I do not have USAA but that's what everyone is always raving about on here so I would take a look at them they seem to get the most thumbs up.  myFico is good too you just won't get all three reports but there still good to go!


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Senior Contributor
Posts: 3,491
Registered: ‎07-25-2008
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Re: Best Credit Monitoring Service

USAA


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Valued Contributor
Posts: 2,791
Registered: ‎03-18-2007
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Re: Best Credit Monitoring Service

[ Edited ]

n777ua wrote:

Anyone have a recommendation for the best monitoring service?  I'd be looking for something that would let me pull a couple of reports a month with scores, and give me an alert when there is a new inq.  Nothing fancy.  I figure'd I'd ask the experts here what you use Smiley Happy


llecs' Credit Monitoring (Service CMS) Guide should be helpful. Smiley Happy

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02/12/09 EX: 701 / 02/08/10 EQ: 719 / 02/08/10 TU: 723

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Established Contributor
Posts: 573
Registered: ‎05-29-2011
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Re: Best Credit Monitoring Service

Thanks for the advice everyone but I do have a question..

 

I signed up for USAA and under the inq tab, how do I tell which  inq's are hard and which are soft ? Or am I unable to do so ? 

Amex Green NPSL, Amex BCE $19.7k, Amex HH Surpass $11.3k, Amex Simply Cash Business $3k, Chase Ink Bold $15k (flex)Chase Sapphire Preffered $26k, Citi Diamond $13.3k, Citi TY Preferred $10.5k, Virgin Atlantic Amex $8k, Discover Motiva $10k, Boa World Elite $10k, US Bank Visa $4.1k, GE Amazon $4k, GE Lowes $6k, BillMeLater $5.3k, Target $.2k, CapOne $2k Von Maur NPSL,
Valued Contributor
Posts: 1,180
Registered: ‎05-17-2010
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Re: Best Credit Monitoring Service


n777ua wrote:

Thanks for the advice everyone but I do have a question..

 

I signed up for USAA and under the inq tab, how do I tell which  inq's are hard and which are soft ? Or am I unable to do so ? 


Those are your hards.  USAA won't show softs. 

FICO Scores Updated 07/15 EQ08 748 EX08 748 TU08 818
Regular Contributor
Posts: 188
Registered: ‎06-17-2011
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Re: Best Credit Monitoring Service

Do you have to be USAA member to use their credit monitoring service?
New Contributor
Posts: 56
Registered: ‎08-18-2011
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Re: Best Credit Monitoring Service

No, you can sign up for their monitoring service only.  That's what I'm doing.

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