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Best Experan Service

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corymcd88
Valued Contributor

Best Experan Service

The best Monitoring service for Experan? For the score.

Message 1 of 9
8 REPLIES 8
texamel
Valued Member

Re: Best Experan Service

I use Experian's service itself.  I think they have a 10 day free service (which you can get your score) then its $14.95 per month.  I called to cancel when my free period was up and told them I wasn't paying $14.95 and they reduced the price to $8.95 per month. 

Message 2 of 9
corymcd88
Valued Contributor

Re: Best Experan Service

I have servive with USAA and they said my score is 632 a crediter said my score is 710. That is a little strange.

Message 3 of 9
creditnocash
Valued Contributor

Re: Best Experan Service


@corymcd88 wrote:

I have servive with USAA and they said my score is 632 a crediter said my score is 710. That is a little strange.


what creditor? 

usaa scores are fako 

 

some lenders use their own scoring system. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 4 of 9
corymcd88
Valued Contributor

Re: Best Experan Service


@creditnocash wrote:

@corymcd88 wrote:

I have servive with USAA and they said my score is 632 a crediter said my score is 710. That is a little strange.


what creditor? 

usaa scores are fako 

 

some lenders use their own scoring system. 


AMEX.

Message 5 of 9
chnceit
Valued Contributor

Re: Best Experan Service

I have Score Tracker from Discover and I like it. It gives me daily Experian pulls


Last Pulled EQ: 809
Last Credit Card App: 02/05/2016
Last CLI: 02/06/2016
Find Me: Gardening
Message 6 of 9
llecs
Moderator Emeritus

Re: Best Experan Service


@corymcd88 wrote:

The best Monitoring service for Experan? For the score.


For the score? If you like FAKOs, any will do. FICO....forget about it. None exist.

Message 7 of 9
JM-AM
Valued Contributor

Re: Best Experan Service


@llecs wrote:

@corymcd88 wrote:

The best Monitoring service for Experan? For the score.


For the score? If you like FAKOs, any will do. FICO....forget about it. None exist.


Has the CU in PA stopped issuing your FICO scores? More curious then anything else....

Guess my advantage is I can soft my own score for 2 dollars!!!

Good Luck
May all your dreams and wishes become a reality!
Message 8 of 9
llecs
Moderator Emeritus

Re: Best Experan Service

I'm sure so, but you can't monitor your reports along with it. PSECU should still offer it and there are other CUs that will provide it as part of a benefit or service (often under a program called BALANCE). Not every CU uses EX so it's a challenge to find others that will give you a score, but there are some out there.

Message 9 of 9
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