Best PLOC & Personal Loan

[revjamesl]

I need to take out a 30k loan and have applied for loans with both Discover and NASAFCU. Both are having to be manually reviewed due to the sheer number of inquiries; that's the only negative and I have the income to support the loan. I am in a bit of a crunch and need the loan ASAP.

Are there any other banks that have good PLOC or personal loans that any of you would recommend?

[Anonymous]

Penfed and DCU are also good with PLOC and personal loans.  Penfed is super fast if you qualify.

[revjamesl]

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@Anonymous wrote:

Penfed and DCU are also good with PLOC and personal loans.  Penfed is super fast if you qualify.

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I'm already in with Penfed. Would you recommend doing a PLOC or personal loan for the full $25k amount? Either of the two easier to qualify for? And are either particulary inquiry sensitive?

[Anonymous]

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@revjamesl wrote:

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@Anonymous wrote:

Penfed and DCU are also good with PLOC and personal loans.  Penfed is super fast if you qualify.

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I'm already in with Penfed. Would you recommend doing a PLOC or personal loan for the full $25k amount? Either of the two easier to qualify for? And are either particulary inquiry sensitive?

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I suggest you do the PLOC for the full 25k.  They use EQ.  They are inquiry sensitive... How many do you have if you don't mind me asking?

[revjamesl]

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@Anonymous wrote:

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@revjamesl wrote:

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@Anonymous wrote:

Penfed and DCU are also good with PLOC and personal loans.  Penfed is super fast if you qualify.

---

I'm already in with Penfed. Would you recommend doing a PLOC or personal loan for the full $25k amount? Either of the two easier to qualify for? And are either particulary inquiry sensitive?

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I suggest you do the PLOC for the full 25k.  They use EQ.  They are inquiry sensitive... How many do you have if you don't mind me asking?

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Where do I get the number of inquiries for you? I have 10+ with a number in the last 3-4 months. My current scores are 788 EQ/ 781 TU/ 775 EX

[revjamesl]

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@Anonymous wrote:

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@revjamesl wrote:

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@Anonymous wrote:

Penfed and DCU are also good with PLOC and personal loans.  Penfed is super fast if you qualify.

---

I'm already in with Penfed. Would you recommend doing a PLOC or personal loan for the full $25k amount? Either of the two easier to qualify for? And are either particulary inquiry sensitive?

---

I suggest you do the PLOC for the full 25k.  They use EQ.  They are inquiry sensitive... How many do you have if you don't mind me asking?

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I have 13 since Jan 2015. and 11 of them have come since April.

[Anonymous]

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@revjamesl wrote:

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@Anonymous wrote:

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@revjamesl wrote:

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@Anonymous wrote:

Penfed and DCU are also good with PLOC and personal loans.  Penfed is super fast if you qualify.

---

I'm already in with Penfed. Would you recommend doing a PLOC or personal loan for the full $25k amount? Either of the two easier to qualify for? And are either particulary inquiry sensitive?

---

I suggest you do the PLOC for the full 25k.  They use EQ.  They are inquiry sensitive... How many do you have if you don't mind me asking?

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I have 13 since Jan 2015. and 11 of them have come since April.

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That is a lot of inquiries to be honest with you.  But since this is a really need, I suggest you give it a shot if you can afford another hardpull..