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Best place to get monthly FICO scores/reports?

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Anonymous
Not applicable

Best place to get monthly FICO scores/reports?

Where does everyone go to check all 3 of their FICO scores and credit reports often?

Message 1 of 8
7 REPLIES 7
-NewGuy-
Moderator Emeritus

Re: Best place to get monthly FICO scores/reports?


@Anonymous wrote:

Where does everyone go to check all 3 of their FICO scores and credit reports often?


I just pay the $20 to get the three bureau monitoring here.

 

You could also get:

 

FNBO: EX08

 

DCU: EQ04

 

DISC / BARCLAY: TU08

 

There are others too, but that's an example.

Message 2 of 8
Anonymous
Not applicable

Re: Best place to get monthly FICO scores/reports?

Is that $20/month?  How often are you able to get your scores AND updated reports?

Message 3 of 8
CreditDunce
Valued Contributor

Re: Best place to get monthly FICO scores/reports?

http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/td-p/66254...

 

EDIT: Note the thread is old, but is still probably worth a read to see what is available.

 

Message 4 of 8
-NewGuy-
Moderator Emeritus

Re: Best place to get monthly FICO scores/reports?


@Anonymous wrote:

Is that $20/month?  How often are you able to get your scores AND updated reports?


Correct. You can arrange it to get a score update anytime it changes, which for me happens multiple times a month when balance changes happen.

Message 5 of 8
Anonymous
Not applicable

Re: Best place to get monthly FICO scores/reports?


@-NewGuy- wrote:

@Anonymous wrote:

Is that $20/month?  How often are you able to get your scores AND updated reports?


Correct. You can arrange it to get a score update anytime it changes, which for me happens multiple times a month when balance changes happen.


Thank you!

Message 6 of 8
takeshi74
Senior Contributor

Re: Best place to get monthly FICO scores/reports?


@Anonymous wrote:

Where does everyone go to check all 3 of their FICO scores and credit reports often?


Everyone doesn't use the same service aside from myFICO for the FICO scores.  Check the CMS thread (link provided above) for options and discussion on monitoring services that allow you to pull reports.

 

I just use scores provided by Discover, FNBO & PenFed and Credit Karma and Credit Sesame.  That doesn't cover Equifax but it's close enough for me.  If I need reports I pull them as needed.  If I need daily pulls I subscribe to EIDT as needed.  You have to determine what works for you and use that approach.

Message 7 of 8
Anonymous
Not applicable

Re: Best place to get monthly FICO scores/reports?


@CreditDunce wrote:

http://ficoforums.myfico.com/t5/General-Credit-Topics/Credit-Monitoring-Service-CMS-Guide/td-p/66254...

 

EDIT: Note the thread is old, but is still probably worth a read to see what is available.

 


Awesome info!

Message 8 of 8
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