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I'm sorry if there is a thread on this, but I did a search and got a LOT of everything else.
I am looking to order all 3 bureaus and possibly all 3 scores but will settle for the most accurate one (which I would like some opinions on).
Thank You!
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Here but it will cost you 60.00 and not worth the money IMO.
Thanks for the replies. $60 is TOO STEEP! I will keep looking. Thanks again!
Define "accuracate". All scores are accurate but only for their own models. You can't use a score based on one model to determine a score generated by an entirely different model. If you want FICO 08 scores then you have to purchase them directly from myFICO. All other CMS's provide FAKO's.
You also need to provide a number as "decent" is highly subjective. What's your limit or what are you looking to spend?
What else are you looking for? Do you need daily pulls?
@buttercup415 wrote:I'm sorry if there is a thread on this, but I did a search and got a LOT of everything else.
There was a CMS guide but it was very out of date so it was removed until it could be updated.
The most comprehensive report you can get is your free annual report via annualcreditreport.com.
That is the approved site for compliance by the big-3 of providing a free report every 12 months from each CRA.
Many consumers stagger their reports from annualcreditreport.com each four months, one from each CRA.
@buttercup415 wrote:Thanks for the replies. $60 is TOO STEEP! I will keep looking. Thanks again!
Did you not read it cost $19.99?
Its not like you are paying the $60 upfront. Its just $19.99 a month.
It was worth it to me for $19.99 to see my scores.
I'm sure buttercup can do basic math. It still comes out to $60 for a subpar product.
@EvilR-T wrote:I'm sure buttercup can do basic math. It still comes out to $60 for a subpar product.
I dont see how its not worth $19.99 for your 3 FICO scores....
Good luck finding 3 true fico scores for cheaper OP, we'll be waiting.
Saying it costs $19.99 is misleading since you know there is a minimum of 3 months. So it's $60.