I'm about to say wooohooo and dang it all at once!
On 11/30/07 I pulled my score EQ and it was 477
It showed the following
12 ~ 60 day or worst lates
1 ~ Public Record (BK)
12~ Collections
12 ~ Number of acct with miss payment or discription
Now on 1/08/07 EQ is 494
It showes the following
7 ~ 60 day or worst lates
1~ Public Record (BK)
11~ Collections
7~ Number of acct with missed payments or discription
Sooooo it's better but not that great. The collections are paid and I've goodwill'd one company 3 times!!! NO RESPONSE!!!! I wish they'd remove them (I have 5 with one company and they are OLD).
I'm trying like crazy. I DV'd Portifolio Recovery too.... I guess I just wanted to VENT.
Thanks everyone for your advice!!!