I have received at least 3 letters a year from this organization for at least 10 years. They say I owe a large amount of money to a company I never had an account with. They offer to settle for about 10%. I have ignored every one of their threats. The letters keep coming. But who cares? I have pristine credit rating of over 800. There is nothing on my credit report from the company I am supposed to owe, or from Creditone. They are frauds. Don't respond to them. If they get your SSN, you will be sorry. One day when I have extra time, I'll get some consumer action group involved. But for now, I laugh every time they spend money on postage.
