General Credit Topics

[Bruiser]

darn fico still has inq's from june 6th 2005 on my report...grrr

[crocpa]

Message Edited by crocpa on 06-24-2007 03:15 PM

[Bruiser]

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crocpa wrote:

This board is monitored.

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i know this,...and?

i can't say darn? or fico? in the same sentence?

i love fico, i just noticed that i have an inq from over 2+ years ago listed

[so_confused]

To funny.......brusier

[MidnightVoice]

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Bruiser wrote:

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crocpa wrote:

This board is monitored.

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i know this,...and?

i can't say darn? or fico? in the same sentence?

i love fico, i just noticed that i have an inq from over 2+ years ago listed

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All boards are monitored, it is just that standards and requirements vary

[Noah_Bodie]

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crocpa wrote:

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sunkysd wrote:

Hi Everyone! I received my AMEX Starwoods Preferred card yesterday with a $10,000 limit. As soon as I registered and activated it I hit the 'LUV' button and requested a $5000 credit limit increase. My limit on my new card is now $15,000!

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You shouldn't post that on this board. 

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LUV button is OK on MyFico. Although some will chastise about invoking an FR--same as over on CIC.

[Calamity]

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Noah_Bodie wrote:

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crocpa wrote:

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sunkysd wrote:

Hi Everyone! I received my AMEX Starwoods Preferred card yesterday with a $10,000 limit. As soon as I registered and activated it I hit the 'LUV' button and requested a $5000 credit limit increase. My limit on my new card is now $15,000!

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You shouldn't post that on this board. 

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LUV button is OK on MyFico. Although some will chastise about invoking an FR--same as over on CIC.

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YES EXACTLY!  Pushing the luv button too often is the #1 cause of an F/R with Amex members.  I have heard of very few cases involving an Amex charge card holder going through an F/R.

[Noah_Bodie]

Calamity wrote:

YES EXACTLY!  Pushing the luv button too often is the #1 cause of an F/R with Amex members.  I have heard of very few cases involving an Amex charge card holder going through an F/R.

The FRs I've heard about involved multiple AMEX CCs, and a total CL of $30K or more.

[sunkysd]

Yes, when I applied my Exp credit score was 671. I have 1 charge off (Cap 1) just settled last month but it's 4 years old. 1 paid medical collection (last year). 1 old 30, 60, 90 days late in 2001(another cap 1), 1 old 30 day late in 2002 (First Premier) and 20 EXP inq. since Jan of this year.

[sunkysd]

I'm not at all concerned about a F/R. I was 100% honest on my applications for my AMEX Gold and my AMEX Starwoods. They're more than welcome to do a F/R if the so choose.