I've been working diligently to improve my personal credit and positioned a corp to request an LOC in early January. Personal scores should all be 720+ by then.
I am also in the process of having my dad's 30 year old but inactive corp reinstated and Dnb/Paydex scores so that when I go in I'll have an aged corp, great personal credit, good biz credit, etc.
Negatives are I don't have biz income and very little personal income as I've been working on developing my business model and now need LOC to actually launch it (3 months out from actual launch WITH capital).
A year ago it seemed pretty solid bet I could get an LOC with that kind of profile.
Does any one thing I have the slightest chance in this credit environment of getting $100k - $250k LOC/Biz Cards as I could have a year ago or is this a waste of time?