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Regular Contributor
Posts: 123
Registered: ‎06-04-2007
0

BoA secured credit card...question

Can I get a BoA secured card with a bankruptcy on my CR?
 
Also, I paid off a collection account and my Equifax score dropped from 635 to 614. WHY???????????
ZenYoga
Valued Contributor
Posts: 1,065
Registered: ‎04-26-2007
0

Re: BoA secured credit card...question

I would think it would depend on how long ago the BK was.    When you go to the credit card page of their website they do have an on-line chat specialist, they may have an answer for you
Regular Contributor
Posts: 123
Registered: ‎06-04-2007
0

Re: BoA secured credit card...question

Thank you.
 
ZenYoga
Valued Contributor
Posts: 1,065
Registered: ‎04-26-2007
0

Re: BoA secured credit card...question

your welcome
Member
Posts: 6
Registered: ‎05-30-2007
0

Re: BoA secured credit card...question

I just contacted BoA online chat specialist and asked her the same question.  I filed chpt 13 last year.  She asked if I had an acct with them and I told her yes.  She stated that it would not be a problem and they would auto-draft the payments out of my checking acct.  I haven't applied yet though.
Valued Contributor
Posts: 1,065
Registered: ‎04-26-2007
0

Re: BoA secured credit card...question

If you are in need of a card and are looking for a secured   you aren't going to find one better than BofA's.   It comes with only a $29 annual fee, that's it.   Others will hit you up with processing fee's and higher Annual fee's
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