haulingthescoreup wrote:
No, no, East Tennessee, in our version of the mountains. We used to get some decent snows around here, but it's been a while since there's been anything more than a dusting. There's always a freak warm spell in January where I have to go yell at the daffodils and forsythia, and tell them to slow down, it's not spring yet.
East Tennessee? We used to live in Clinton, TN. Anywhere near there. In the Richmond, VA area now.
I loved your analogy of buckets. Maybe FICO should consider using it, instead of just leaving us hanging when they drop our score.
2006~781
Positive~You have a low proportion of balances to credit limits on your revolving accounts. 12% compared to the average of 40%
2007~748
Negative~The amount owed on your revolving accounts is too high. Most High Achievers owe less than $600 on revolving accounts.
The amount owed on my revolving accounts is $8000+ less than it was last year. So last year I was compared to 40% and this year I am compared to apparently 1%. What was a
positive last year is a
negative this year.
It sucks.