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Budget rental car did a soft inquiry.....will it hurt me???

Valued Member

Budget rental car did a soft inquiry.....will it hurt me???

I rented a car....and they lost my reservations...so I had to use my debit card to pay for the car...but a month later I realized that budget rental ran a credit report on me....I didn't give the permission to do that...I called them and they told me they automatically run your credit when you use your debit card... what should I do???
Message 1 of 4
3 REPLIES
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Regular Contributor

Re: Budget rental car did a soft inquiry.....will it hurt me???

You do NOT need to do anything; do not sweat this soft inquiry from Budget.  Soft inquiries have no effect whatsoever on your FICO score.  Let it go...
Message 2 of 4
Valued Member

Re: Budget rental car did a soft inquiry.....will it hurt me???

I have 7 soft inquiries in the last year.... how long do they stay on your credit???? thanks for the quick response....
Message 3 of 4
Moderator Emeritus

Re: Budget rental car did a soft inquiry.....will it hurt me???

ings stay on your report for 2 years BUT only count against you for 1 year (hard ings)
Message 4 of 4