Bureaus NOT updating?

[Anonymous]

I use CreditSecure to monitor, and I've recently (Dec) paid my UTL down on CC's from around 80% to 25% (trying to buy house), and AMEX is NOT updated on ANY of them. 

I called AMEX yesterday and they said they are just 30-60 days behind, it will be updated when they get to it; however, I also noticed my auto loan not updated w/TU but it is with the others - are TLs getting SLOW in updating to all just to mess with us?

I figured my score would really go up and I'm waiting another week to pull the FICO - appreciate the advice!

[Anonymous]

Amex has been very consistent in reporting 30 days behind for me-

Well - up until they reported Dec statement on Dec 30th,

So they reported Twice in December for me.

[sunrise]

Most of my TL's just reported Dec. balances  I'd say everyone took an extended holiday! Except ME!!

[Anonymous]

Don't get me started about TU-

No updates after Dec 21.

[Anonymous]

I just sent in disputes on some of mine. Some are updates with 1 CRA but not with all 3...1 still has Nov  as update

[Anonymous]

It could take up to 3 months sometimes.

Like I was just getting November posted. it usually is the CRA. not your accounts

[Anonymous]

Thanks everyone!  I guess I'm just NOT patient to see GOOD scores and knowing the financial picture looks GOOD after much hard work, it is frustrating

Have a super day!!!

[Anonymous]

Same here. I had paid off some balances and got some CLIs and wanted those all updated when my bank pulls my credit for my mortgage and TU hadn't updated since December 1st.


I had to put in a dispute last night hoping that will force the update.


Kevin

[Anonymous]

I put in a dispute to TU - As I am able to online again !!!!!

I am not in the middle of a mortgage- so I wish you luck !!!!!

---

KevinB wrote:
Same here. I had paid off some balances and got some CLIs and wanted those all updated when my bank pulls my credit for my mortgage and TU hadn't updated since December 1st.


I had to put in a dispute last night hoping that will force the update.


Kevin

---

[Anonymous]

Thanks - Good Luck to you too Kevin - I guess I hadn't thought to "dispute" an item but geez, I will as my balances ALL look so much better and I want the higher SCORE!!!