Buying Equifax scores……..

Mustangfrank · ‎07-17-2012

I understand this site has reliable EQuifax scores.

and it does not sell EXperian.

As far as Experian other than what the lenders incude in their letters when you apply for their cards

where else can you get reliable scores?

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)

distantarray · ‎09-25-2011

only other choice is if you live in PA for PSECU credit union, there is no other way.

total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

bettercreditguy1 · ‎02-11-2012

Walmart Card give you a free TU08 score free on your statement.

Starting scores 01/ 02/2012 EQ 707 TU 733 EXP 735 (FAKO)
Updated scores 06/15/2013 EQ 761 TU 780 EXP 741 (Fico)

Remember the Three P's: Pay early in Full, Pay on Time, Patience

Mustangfrank · ‎07-17-2012

Interesting.

When I received the FICO scores that the CCC's included when I got my new cards they were higher than the FICO scores I purchased.

I thought it would have been just the opposite.

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)

SnackTrader · ‎09-15-2012

There are many types of FICO scores, and there are also internal scoring models. So if you want to let us know what the letters say, perhaps we can help sort out the discrepancies.

In My Wallet: Amex BCP (12/12) $13,500, Cap1 Cash Rewards (6/12) $9,000, Barclaycard Arrival (5/13) $7,500, Citi Forward (12/12) $6,500, Chase Freedom (12/12) $5,000

In The Garden!

Last App: May 21, 2013

armbenderc · ‎09-11-2012

Since you have Amex, I would get CreditSecure with them. The scores are pretty close to FICO and it's from Amex

Current Score: Amex Plus (02/13): 728 EX, 728 EQ, Discover LP (03/13): 731 TU, Walmart TU08 (06/13) 738
2013: 3/1/13 - Discover IT (Approved), 3/4/13 - Amex BCE (Approved), 5/4/13 - CSP (Approved), 6/12/13 - Barclay Ring (Approved)

Mike360 · ‎03-19-2010

M&T Bank offers monthly EQ Fico score (same one that is offered here i believe) for $2.99/month.

~~In my wallet: Best Buy $7500, Dell Preferred $5500, Chase Freedom $3500, Barclays NFL Extra Points $3300, Sears $2800, CapOne Platinum $2000, Kohls $1500, Bill Me Later $1015, Target $200

llecs · ‎08-04-2007

Mike360 wrote:
M&T Bank offers monthly EQ Fico score (same one that is offered here i believe) for $2.99/month.

Yep...just checked mine.

llecs · ‎08-04-2007

armbenderc wrote:
Since you have Amex, I would get CreditSecure with them. The scores are pretty close to FICO and it's from Amex

Amex doesn't provide the scores. Experian supplies the scores as a resell of one of their older products. Scores are PLUS scores. IME, they were within 70 pts.

awal · ‎10-25-2010

llecs wrote:
Mike360 wrote:
M&T Bank offers monthly EQ Fico score (same one that is offered here i believe) for $2.99/month.
Yep...just checked mine.

Do they include a monthly report or is it only a score?

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Buying Equifax scores……..

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Re: Buying Equifax scores……..