I know....I have searched throughout the threads for research and I am just a bit confused here. I disputed a fraudulent account by CMRR and it was received and signed at the CA on Aug 29. I just got the green tag today! Does this mean that I must have a verification from the CA by Sept 29 or just a letter dated from them by Sept 29? These are not on my CR - I assume it is listed on Chexsystem but I do not have verification yet. With the long green card response I didn't know what the timeframes would be and I am looking for a professional's advice. My thought is this will "pop" up on my CRs within the week and I just want to be prepared.
The letter I used as an example states 30 days from receipt of the letter. If they signed for it on the 1st, they would have 30 days from the 1st to respond. I've also read (on another forum) that you may not receive the answer you want from the 1st letter. Sometimes you have to do a second.
So today is Oct 2 and I get that thin ceditor type envelope - it is an answer to my DV! I open it up and it reads "please be avised, at the creditors request, your account is no longer assigned to this office. Accordingly, we have closed our file on this matter
So could they not validate the debt? did they sell it? should I call the OC for instruction?
I experienced the same - will be removed from CRA (and it was) - however I fully expect to see it with another CA and will DV them at that time. It will be a constant "appear, DV, come off until" the fall-off date which is about 4-1/2 more years. I am still inside SOL with all 3 of my baddies but if I get sued I can pay it (unless some stupid attorney decides to add thoudands of dollars to the account in which case we will go to court and I will request mediation).
As I understand it - they must answer in writing within 30 days of receipt (you can also track the Certified online at USPS - I had the received dates before I got the cards back) - if they do not answer they can not report until they do answer. There is a follow up letter if they don't answer that demands removal.
Message Edited by Lady_Scarlet on 10-03-200709:52 AM
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