CA called me(I'm in the middle of a dispute with CRA)

[dreamee]

I initiated a dispute on 8/2 with the CRAs re: a Collection Account. The CA just left me a voicemail! By my calculations, they only have a few days left to verify with the CRA. What should I do? Is this a confirmation they aren't able to verify and are trying to get info out of me?

[Anonymous]

it only means that they want to bug you. what is your SOL?

Never talk to a CA on the phone!!!

Message Edited by HappyDays on 08-29-2007 05:52 PM

[dreamee]

Okay, so since I'm new, please be patient with me.... Here is what is reporting on my TU report I was disputing because this was paid in Feb.this year and it isn't showing as such. Based off of this info what is the SOL?

Collection on debt to: Pelican Mgmt Parkview
The collection agency "Corporate Tr" was hired to collect a debt of $335 originally owed to "Pelican Mgmt Parkview" on account number "XXXXXXXXXXXXX3897".

Collection agency [?] Corporate Tr
Original balance [?] $335
Current balance [?] $335
Status [?] Not Reported
Date assigned [?] Jun 28, 2004
Date reported [?] Jan 08, 2007
Original lender [?] Pelican Mgmt Parkview
Account number [?] XXXXXXXXXXXXX3897
Account holder [?] Individual

[Anonymous]

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dreamee wrote:
I initiated a dispute on 8/2 with the CRAs re: a Collection Account. The CA just left me a voicemail! By my calculations, they only have a few days left to verify with the CRA. What should I do? Is this a confirmation they aren't able to verify and are trying to get info out of me?

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Hard to say. Could be a fishing expedition. Like HappyDays said, NEVER talk to them on the phone. If you pick up and it's a CA, hang up. Caller ID is your friend.

[Anonymous]

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dreamee wrote:
what is the SOL?

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Depends on the state you're in, state where the original contract was signed (if different), date of last payment, dates of any written or verbal offers to pay, and probably a whole host of other things.

SOL is a deep subject. See the CRTP v SOL link in my sig.

[Anonymous]

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dreamee wrote:
I initiated a dispute on 8/2 with the CRAs re: a Collection Account. The CA just left me a voicemail! By my calculations, they only have a few days left to verify with the CRA. What should I do? Is this a confirmation they aren't able to verify and are trying to get info out of me?

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Do you have any idea who the OC  could be..have you ever had CO.  If so when?

Do you know what your SOL is?   2 links     

 CRTP and SOL
http://ficoforums.myfico.com/fico/board/message?board.id=generalcredit&message.id=17466

State SOL

http://www.bankrate.com/brm/news/cc/20040116b2.asp?caret=8