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Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

CA claims they had account when I paid the OC?

Thanks guys for all the help you provide here....
 
I have a problem with an CA who is reporting on my CR derog. And I settled and paid the OC.
Any Ideas as to what I can do to get them to remove their entry? I have disputed it with the CRA and the CA is reporting a paid date different then the OC.
9/18/08 TU=707 EQ=706 EX=702
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: CA claims they had account when I paid the OC?

Have you tried a GW letter?
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

Re: CA claims they had account when I paid the OC?

I have called the CA they are mad because the amount was paid to the OC. They claim they had the account at the time I paid the OC.  And they won't tell me the exact date they recieved it.
9/18/08 TU=707 EQ=706 EX=702
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: CA claims they had account when I paid the OC?

I would send a GW to the OC. Ask the OC to delete any TLs associated with the account.
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

Re: CA claims they had account when I paid the OC?

If they agree....they will contact the CA and they will have to delete also? And is there a proper verbage to use in this kind of request (GW)?
9/18/08 TU=707 EQ=706 EX=702
Moderator Emeritus
Tuscani
Posts: 6,182
Registered: ‎03-29-2007
0

Re: CA claims they had account when I paid the OC?



so_confused wrote:
If they agree....they will contact the CA and they will have to delete also? And is there a proper verbage to use in this kind of request (GW)?


They should. See the example letter in my sig. There is no "works for all" GW letter. You will need to modify it for your unique situation.
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

Re: CA claims they had account when I paid the OC?

Okay...thanks for the help...and congrats!!!!!!:smileyhappy:
9/18/08 TU=707 EQ=706 EX=702
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007
0

Re: CA claims they had account when I paid the OC?

[ Edited ]


so_confused wrote:
 
I have a problem with an CA who is reporting on my CR derog. And I settled and paid the OC.


Do you have anything from the OC showing PIF? If so, you could use that to dispute the CA with the CRAs.


Message Edited by Noah_Bodie on 06-22-2007 10:40 AM
Established Contributor
so_confused
Posts: 630
Registered: ‎06-20-2007
0

Re: CA claims they had account when I paid the OC?

Yes i have a reciept...and a letter of agreemnet to settle the account.(this was before you all clued me in on PFD) .
9/18/08 TU=707 EQ=706 EX=702
Senior Contributor
Noah_Bodie
Posts: 4,635
Registered: ‎03-11-2007
0

Re: CA claims they had account when I paid the OC?



so_confused wrote:
Yes i have a reciept...and a letter of agreemnet to settle the account.(this was before you all clued me in on PFD) .


I say then DV the CA and dispute it with the CRAs.
 
Seems the OC goofed by reported it to the CA before they reconciled the payment.
 
Don't send anything to the CA other than a DV letter asking for validation. They don't appear to have standing to report, so they should just go away.
 

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