Just finished my DMP. My CCCS didnt know the exact balances and I was allowed to edit the balances. It was a small amount but I made the last payment myself. Also some of my balances were apid off before others.
You really cant take an account out of the DMP but you can pay it off and the DMP will stop making payments on it. The CCC dont care who makes they payments as long as they are being made. Also if you were able to take the account out of the DMP, the CCC would raise the interest rates and may demand the full amount.
I know this is a mute point since you want to do a PIF but just pay the account off and tell the DMP that the balaance is now 0. The will just allocate the extra money to another account.
My DMP was Harbor (Debt Free Christian).
1/25/2021: FICO 850 EQ 848 TU 847 EX