Hoping to clear out an old PIF collection account (paid >3 yrs ago) with a medical CA. After disputing with CRA to confirm (it was), then writing/calling w/a gw-type request to the CA they say "can't do - it would be consideried file tampering." Any idea of how to respond back? - not a legal wiz.
I am sure they are refering to FCRA to report accuratly.
However there is no requirement for them to report- just if they report to report accurate.
Was this request via Wrtiiten form?
lQQkuP wrote:
Hoping to clear out an old PIF collection account (paid >3 yrs ago) with a medical CA. After disputing with CRA to confirm (it was), then writing/calling w/a gw-type request to the CA they say "can't do - it would be consideried file tampering." Any idea of how to respond back? - not a legal wiz.
Thxs for response, Timothy. Yes, written 1st, then called. The OC even offered to call on my behalf as I've been in good standing since - no luck for them either. My letter was modeled loosely on a few gw templates floating around.
CA is a local medical reporting agency - in fact they go by "MRA". I'm thinking maybe it's time to visit face-to-face along with a copy of approp section of the FCRA and ask even more nicely! Thanks again.
