Quick question, I sent Midland Credit a DV letter on the 22nd of January, and I received the green card back after sending it CMRRR. I pulled my Transunion report and they are on there as a collection of an old Spiegel account, but the reporting date is being shown as Feb. 12, 2008. That means that they have reported after they got the DV letter, and I havent received any form of validation from them. Does this mean they are in violation? Arent they required to validate it if I ask, and cease all reporting? Please let me know,
