CAs are know to sell accounts to another & then the new CA also sells!! The FTC has told them they must delete when returning to an OC or selling but they never do.
A CA can keep reporting after you pay They must report *paid* *settled for less* something like that. They can continue to report until the CRTP is past (7-7.5 years after DOFD)
They can not sell if you paid them!
#1 file a complaint with the
www.ftc.gov for any CA that continues to report after selling the account!
Dispute with all CRAs that are reporting the CA that sold the account *not mine*
You should always DV a CA They must answer within 30 days or stop all collections (includes reporting)
FICO treats paid & unpaid collections as the same!!
If you must pay a CA you should always try a PFD.....they must delete after payment!!!!!
I would send a DV to all of them CMRRR
Message Edited by HappyDays on
04-02-2008 11:24 AM
