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CC HELP

Valued Member

CC HELP

Can anyone tell me which bad credit card is the best one that reports to all three CRA. Im looking for one that im pretty sure ill get approved for because I dont want that many Inquireys on my report scores TU 501 EQ 530 EX525 I already have a HSBC 500CL
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2 REPLIES
Moderator Emeritus

Re: CC HELP

Are you in clean up mode yet?

Get the negative inaccurate information off of your report. Get your current HSBC card paid under 10% utilization.

Then I would apply for another card with HSBC.

Basic 45 day plan?
Message 2 of 3
Valued Member

Re: CC HELP

1.  yes have PFD 6 collections paid off 2 CO that were back in 02 everything is current no past due amounts
2.  The HSBC I have had since DEC 06 and havent been late on any payments I use it and totally pay it off each month to 0 balance (that is where it is at right now)
 
Question?
If they approve me for a second card when they pull my credit report, should I ask for a CL increase on the current card that I have, that way there isnt 2 inquireys on my CR
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