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CC Reporting Recent Payments, but none made

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scoppe
New Contributor

CC Reporting Recent Payments, but none made

Cap1 is showing recent payments on an old closed account. EQ is showing the account as a Bad Debt/Collection, while TU has it as a Charge Off.  Both are showing Date of Last Activity as Feb 2003, with payments popping up in 2006 and again for the last 4 months.  I know that I'm not making these payments, though I'm not not saying that I don't owe it.
 
My question is, these payments seem to have no effect on my FICO, and the balance isn't reflecting any lower during the months that payments are showing as current.  I'm just wondering if these "payments" are resetting the DOFD?
 
Anyone know?

Starting Score: EQ 650 TU ???
Current Score: EQ 683 TU 777
Goal Score: EQ 750 TU 800


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Anonymous
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Re: CC Reporting Recent Payments, but none made

Any chance you recently disputed this account?

The DOFD- will not change

If payments were actually made- it would change the SOL.

Message Edited by Timothy on 10-29-2007 05:57 AM
Message 2 of 3
scoppe
New Contributor

Re: CC Reporting Recent Payments, but none made

SOL for my state (FL) is 4 years, so I'm out from under that.  No payments were made to the account.
 
I did dispute some things on my EQ, but that was back in March.  This was probably included, as Cap1 was reporting the same accounts 2-3 times, and that is what I disputed.

Starting Score: EQ 650 TU ???
Current Score: EQ 683 TU 777
Goal Score: EQ 750 TU 800


Take the FICO Fitness Challenge
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