Cap1 is showing recent payments on an old closed account. EQ is showing the account as a Bad Debt/Collection, while TU has it as a Charge Off. Both are showing Date of Last Activity as Feb 2003, with payments popping up in 2006 and again for the last 4 months. I know that I'm not making these payments, though I'm not not saying that I don't owe it.
My question is, these payments seem to have no effect on my FICO, and the balance isn't reflecting any lower during the months that payments are showing as current. I'm just wondering if these "payments" are resetting the DOFD?
Anyone know?