No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I received a notice from Discover today. It says : " Effective 9 of 2012, your apr has been lowered to prime plus 7.74%, current rate 10.99% apr on purchases. Please remember if you are late, your rates may increase according to your lending agreement." I always PIf, however, it's is kinda nice getting farther away from the high interest rates.
Great news!
thats gr8 good for you
I got the same letter taking me down from 16.99% to 15.99%. I use Discover only for things I am going to PIF that month and most of that on the rotating 5% bonuses. Your right it does feel good to get some reduction but I have two cards NFCU and USAA) which are under 10% so they are my go to cards when I need to carry a balance. Only other exception is 0% BT offers. I move things over to NFCU as these offers expire.
I'm with You!. I do not ever run a balance, but, to think if I made a mistake it would be 24.99% or so is just horrible!. I also have my Prime/GO
TO cards which are under 10%. However, still waiting for my Chase Card to drop as well.