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CCCU Update - Accepted with a BK & 642 Experian

Established Contributor

Re: CCCU Update - Accepted with a BK & 642 Experian

I'm done for a while...I also applied with CCCU. just a about an hour ago!  now I have 4 inq on my EX.  I need to cool my jets! 
9/18/08 TU=707 EQ=706 EX=702
Message 11 of 31
Frequent Contributor

Re: CCCU Update - Accepted with a BK & 642 Experian

me too!!!!!!! i'm sure my scores are fixing to take a dive with all the inq......but ya got to start somewhere!!!! Now that I am so full of FICO knowledge, I dare them to mess with me!!!!Smiley Tongue
Message 12 of 31
Established Contributor

Re: CCCU Update - Accepted with a BK & 642 Experian

Hehe!  Your tuff now?
9/18/08 TU=707 EQ=706 EX=702
Message 13 of 31
Regular Contributor

Re: CCCU Update - Accepted with a BK & 642 Experian

update for the update
they increaed my CL to 2000 by adding my wife as a joint holder
 
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 14 of 31
Valued Member

Re: CCCU Update - Accepted with a BK & 642 Experian



flygirl wrote:
me too!!!!!!! i'm sure my scores are fixing to take a dive with all the inq......but ya got to start somewhere!!!! Now that I am so full of FICO knowledge, I dare them to mess with me!!!!Smiley Tongue



Are you guys applying for Amex's with BK. And if so what are your scores when you applied for them and who did they pull from.
Message 15 of 31
Regular Contributor

Re: CCCU Update - Accepted with a BK & 642 Experian

i already applied for an Amex Delta Skymiles
they pulled my Experian 642 and was declined due to a BK
i live in washington state, i heard they mostly pull experian everywhere though
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 16 of 31
Valued Member

Re: CCCU Update - Accepted with a BK & 642 Experian

Darn my hight is EX and it's 617, and I have a BK. I dn't want to even change it.... Do you think they are doing things ramdon?
Message 17 of 31
Regular Contributor

Re: CCCU Update - Accepted with a BK & 642 Experian

i wouldn't waste an INQ on Amex with a BK at the moment
 
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 18 of 31
Valued Member

Re: CCCU Update - Accepted with a BK & 642 Experian

Who should I waste an INQ with BK on with scores from 550 - 617 ??? Any suggestions all...?
Message 19 of 31
Regular Contributor

Re: CCCU Update - Accepted with a BK & 642 Experian

tell me your highest and which state you live in, i can find out for you
BK 7 Filed: 08/07/15
BK 7 Discharged: 11/04/15
Discharge Scores: Equifax (572) - TransUnion (586) - Experian (511)
Goal: 700+
Credit Cards: NFCU nRewards ($500) - CapOne Platinum ($300) - CapOne QuicksilverOne Rewards ($300) - Victoria's Secret ($250) - Firestone ($1200)
Auto Loan: NFCU ($34.6K @ 7.7%)
Message 20 of 31