09-13-2007 09:12 AM
09-13-2007 09:31 AM
Depends on the CCC. Most companies will do a Hard Pull if a customer requests an increase. They will do a soft pull if they are considering offering one unasked. Barclays checks my CR every two months, and they are soft. If I request a CLI it will be hard. Chase will also do a Hard if I requestt a CLI
Lady_Scarlet wrote:From my understanding a CLI is not considered a 'hard' pull. Periodic review is allowed by all your creditors. It is classified as a differnt typpe of pull.