cancel
Showing results for 
Search instead for 
Did you mean: 

CLI WITH CCCU

Established Member

CLI WITH CCCU

I've had my card with CCCU for about six months now and was thinking about asking for a cli. Has anyone requested a cli with them?
Message 1 of 6
5 REPLIES
Moderator Emeritus

Re: CLI WITH CCCU

I may result in another hard pull.
Message 2 of 6
Frequent Contributor

Re: CLI WITH CCCU

2 weeks ago they approve for me $ 1000. didn't have a card yet ? don't know why ?Smiley Sad
Message 3 of 6
Valued Contributor

Re: CLI WITH CCCU

From my understanding a CLI is not considered a 'hard' pull.  Periodic review is allowed by all your creditors.  It is classified as a differnt typpe of pull.
Now a member of the UNOFFICIAL 700 Club - Plus scores of 734-734-747
Message 4 of 6
Super Contributor

Re: CLI WITH CCCU



Lady_Scarlet wrote:
From my understanding a CLI is not considered a 'hard' pull.  Periodic review is allowed by all your creditors.  It is classified as a differnt typpe of pull.


Depends on the CCC.  Most companies will do a Hard Pull if a customer requests an increase.  They will do a soft pull if they are considering offering one unasked.  Barclays checks my CR every two months, and they are soft.  If I request a CLI it will be hard.  Chase will also do a Hard if I requestt a CLI
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Message 5 of 6
Highlighted
Established Contributor

Re: CLI WITH CCCU

I requested a CLI with Citi and got a hard pull.
Message 6 of 6