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Established Member
Posts: 12
Registered: ‎03-19-2007
0

CLI WITH CCCU

I've had my card with CCCU for about six months now and was thinking about asking for a cli. Has anyone requested a cli with them?
Moderator Emeritus
Posts: 5,436
Registered: ‎03-10-2007
0

Re: CLI WITH CCCU

I may result in another hard pull.
Frequent Contributor
Posts: 341
Registered: ‎04-17-2007
0

Re: CLI WITH CCCU

2 weeks ago they approve for me $ 1000. didn't have a card yet ? don't know why ?Smiley Sad
Valued Contributor
Posts: 2,385
Registered: ‎09-10-2007
0

Re: CLI WITH CCCU

From my understanding a CLI is not considered a 'hard' pull.  Periodic review is allowed by all your creditors.  It is classified as a differnt typpe of pull.
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Super Contributor
Posts: 8,197
Registered: ‎03-25-2007
0

Re: CLI WITH CCCU



Lady_Scarlet wrote:
From my understanding a CLI is not considered a 'hard' pull.  Periodic review is allowed by all your creditors.  It is classified as a differnt typpe of pull.


Depends on the CCC.  Most companies will do a Hard Pull if a customer requests an increase.  They will do a soft pull if they are considering offering one unasked.  Barclays checks my CR every two months, and they are soft.  If I request a CLI it will be hard.  Chase will also do a Hard if I requestt a CLI
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Established Contributor
Posts: 581
Registered: ‎04-11-2007
0

Re: CLI WITH CCCU

I requested a CLI with Citi and got a hard pull.
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