fiskite wrote:Today started out as a happy day. My hard work is starting to pay off. yipee. My total revovling balance has dropped since March from $1655 down to $100 ($372 if you include an old acct that went to collections but is being reported as open acct on TU and EQ). Installment $5020 (1st payment not due on installment til 5/11). 1 revolving acct did an inquiry 5/3 and raised limit add $3000 (this acct has 0 balance). Will this increase in CLI hurt my score even though acct has 0 balance? Balance on this acct will be at max in June when I have medical procedure done. However said balance will drop 1/2 by Oct when I get bonus from work and all will go to pay this expense.CLIs NEVER hurt you as a matter of fact it is a signal to your other creditors that you have handled credit responsibly. They do have the ability to see your limits over time. Congrats on the new faith shown in you!!!
Thanks Brammy. Someone must be smiling down on me today. All my scores are finally above 600 on fico...700 here I come!