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Contributor
Posts: 96
Registered: ‎04-04-2007
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COLLECTION GW SUCCESS!!!

[ Edited ]
WOW!!!  I recently sent a goodwill letter to MAF Collections regarding a medical collection that was placed in my credit file 2 years ago. It was for $92 that I didn't know I owed from a car accident in which I was hit from behind. My car insurance company had me send them all of my bills but I didn't know there was a balance that was never paid that my medical insurance was supposed to pick up but didn't for some reason. As soon as I found out I, paid it myself but it had already been sent to collections. I had a consumer statement placed in my credit file but was never able to get it deleted. I humbly appealed to MAF again 2 weeks ago and received a letter today that they have notified the BIG 3 to delete it from my file!!!


Message Edited by sunkysd on 06-30-2007 11:58 AM
Moderator Emeritus
Posts: 16,375
Registered: ‎03-12-2007
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Re: COLLECTION GW SUCCESS!!!

Nice!
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa
Established Contributor
Posts: 578
Registered: ‎06-18-2007
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Re: COLLECTION GW SUCCESS!!!

that's excellent!  congrats!
Frequent Contributor
Posts: 436
Registered: ‎06-15-2007
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Re: COLLECTION GW SUCCESS!!!

Congratulations!!!
Super Contributor
Posts: 8,188
Registered: ‎03-25-2007
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Re: COLLECTION GW SUCCESS!!!

Wonderful!!
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid
Established Contributor
Posts: 630
Registered: ‎06-20-2007
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Re: COLLECTION GW SUCCESS!!!

Awesome!:smileywink:
9/18/08 TU=707 EQ=706 EX=702
Moderator Emeritus
Posts: 6,182
Registered: ‎03-29-2007
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Re: COLLECTION GW SUCCESS!!!

Congrats!
Frequent Contributor
Posts: 440
Registered: ‎06-11-2007
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Re: COLLECTION GW SUCCESS!!!

If ya don't mind me asking,how did ya word your letter. I have a med collection on my account that is paid, but I'd like it off, also. The example GW letters really pertain to TL, meaning they talk about being a long time customer, etc. Being that I'm not a "customer" of the emergency room ( well, maybe here lately since I've had 6 kidney stones in the last year....:smileymad:...too many Starbucks coffee...haha) how would I ask them to please delete??? And do i send it to OC or CA???? Thanx!!

sunkysd wrote:
WOW!!!  I recently sent a goodwill letter to MAF Collections regarding a medical collection that was placed in my credit file 2 years ago. It was for $92 that I didn't know I owed from a car accident in which I was hit from behind. My car insurance company had me send them all of my bills but I didn't know there was a balance that was never paid that my medical insurance was supposed to pick up but didn't for some reason. As soon as I found out I, paid it myself but it had already been sent to collections. I had a consumer statement placed in my credit file but was never able to get it deleted. I humbly appealed to MAF again 2 weeks ago and received a letter today that they have notified the BIG 3 to delete it from my file!!!


Message Edited by sunkysd on 06-30-2007 11:58 AM


Contributor
Posts: 96
Registered: ‎04-04-2007
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Re: COLLECTION GW SUCCESS!!!

Thanks for all the CONGRATS!!!
 
Flygirl the letter is actually on my pc at work. I will post it on Monday.

flygirl wrote:
If ya don't mind me asking,how did ya word your letter. I have a med collection on my account that is paid, but I'd like it off, also. The example GW letters really pertain to TL, meaning they talk about being a long time customer, etc. Being that I'm not a "customer" of the emergency room ( well, maybe here lately since I've had 6 kidney stones in the last year....:smileymad:...too many Starbucks coffee...haha) how would I ask them to please delete??? And do i send it to OC or CA???? Thanx!!

sunkysd wrote:
WOW!!!  I recently sent a goodwill letter to MAF Collections regarding a medical collection that was placed in my credit file 2 years ago. It was for $92 that I didn't know I owed from a car accident in which I was hit from behind. My car insurance company had me send them all of my bills but I didn't know there was a balance that was never paid that my medical insurance was supposed to pick up but didn't for some reason. As soon as I found out I, paid it myself but it had already been sent to collections. I had a consumer statement placed in my credit file but was never able to get it deleted. I humbly appealed to MAF again 2 weeks ago and received a letter today that they have notified the BIG 3 to delete it from my file!!!


Message Edited by sunkysd on 06-30-2007 11:58 AM





Senior Contributor
Posts: 4,635
Registered: ‎03-11-2007
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Re: COLLECTION GW SUCCESS!!!

If I might impose, anyone with GW success letters who'd like to post 'em, please post 'em here.
Creates a "notebook" of them for folks to peruse.
 
If you're looking for more, search CIC and CB. There are some GW letters there.
 
While it's much more of a "shotgun effect", and you'll have to do some sifting, google is your friend.
 
If you'd like to read my random thoughts and psychology of GW, read here.
 
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