Heyhey!
I had a collection of $1500 that HSBC/best buy sent to collections. I paid it off a couple of weeks ago after 14 months of payments. They law firm/debt collector/ca said they would send me a PIF letter in 30 days and they would advise HSBC/LVNV (ca) that the debt was paid.
Is there anything I should do to expidite this process?
Will the collection finally be closed on my CR?
Do you think my scores will increase? I have a couple old paid charge offs, and only this collection.
Any advice/comments?
Thank you!!!!!!!!!
9/2013: Fico EQ 676, EXP 686, Fico TU 686.
NFCU Flagship Sig. $14k..NFCU CashRwdsSig $14k..NFCU LOC $12.5k..USAA Amex 4k..AMEX Green NPSL..Discover IT $1.5k...BofA Cash Rewards123 $2.5k...Southwest Premier $2k..Chase Freedom $1.5k..CareCredit $3.5k..Cap1-$1.5k..HSBC $300...Lowes $1.5k...WalMart $1.5k...JCP $1k..Chevron $1.1k..Kays/Jerrod - $5k split. around 8% Util. Want to get in the 700's in 2013! Have three old paid charge offs. 15-20inq.. LAST APP 8/29/13