Re: COME FAR IN TWO YEARS - Page 2 - myFICO® Forums - 4385943

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oooooweeeee.....What success you've had.....WTG!

Discover I.T. (11k) - U.S. Bank Platinum (9k) - NASA (30k) - Venture (22K) - AMEX Delta Skymiles Gold (6k) -AMEX PRG (AU) plus a few CU CC's and Store Cards = 130k (roughly)
*Post 2010 llB*

Message 11 of 20

Here there OP. That's impressive.

How many of the ones listed as "Credit Card" were in that 590-610 range? I am at 615 now on EQ and haven't wanted to apply for anything due to the idea that my score is just too low to get approved for anything useful.

Message 12 of 20

They were all Pop-Ups (SP)

Except RH and Virgin America...

Express and The Sportsmans Guide started it all.... HAHA

Comenity uses their own scoring system

What are your three scores? EX EQ TU 08 and 04 scores?

Have you tried the Cap 1 prequal? Remember I had no real baddies

November 2023 - Home Depot Credit Card SL $500

October 2023 - PENFED Overdraft Line of Credit $2,000

October 2023 - US Alliance Financial Overdraft Line of Credit $4,000

October 2023 - SOFI $7,000 - 15 Months No Interest and $200 Sub. 3% CB one year then 2%

October 2023 - Wells Fargo REFLECT Visa Signature SL $9,000 21 Mo Interest Free - Transferred 12K from ACTIVE Limit to REFLECT New Limit $21,000

October 2023 - Alliant Credit Union Visa Signature SL $10,000 - 2% CB

May 2022 - Wells Fargo ACTIVE Visa Signature SL $13,000 - $200 SUB - 15 Mo Interest Free then 20.24% - Transferred 12K of CL to REFLECT New Limit $1,000

SDFCU Visa Signature $5000 CLI to 6500

Upgrade Cash Rewards Visa Signature $20,000, seems to only report high balance

May 2021 - SYNB Lowe's Advantage SL $800 - Same Day CLI to 17K | April 2022 CLI to 35K

May 2021 - BofA Customized Cash Partially Secured 99/500 | April 2022 Graduated $1500 CL

Prequal Capital One Quicksilver | SL $5,000, OCt 2023 CLI to $5,500 @ 25.49% Apr 2021 - $200 SUB, 15 Mo No Interest

PENFED Pathfinder Visa Signature | SL $5,000 @ 17.99% Apr 2021

Apple Card by Goldman Sachs | SL Feb 2021 $4,000 - CLI May 2021 to $4,500 - CLI to $7,000 April 2022 - CLI to $9,000 - March 2024 CLI to 11.5K 21.99%

DELL Preferred Account $5000 @ 17.49 - Prequalified | Feb 2021

PENFED PCR (2%CB w/ Honors) | AUG 2020 - $3,500 - CLI May 2021 - $5000 - CLI Oct 2023 $10,000@ 17.99

OLLO Dec 2019 $2,500 - Auto CLI Aug 2020 $3,100

Message 13 of 20

All of my FICO8 are between 600 and 615. I doubt I would get any pre-qualification because I am currently opted-out.

Message 14 of 20

Congrats!!!

Good job!

Ron.

Message 15 of 20

Congrats

Current Credit Cards

NFCU More Rewards | CL $3000 @ 18.00% APR| 08/2021

Capital One Quicksilver One | CL $6000 @ 31.99% APR 39.00 AF | 09/2021

Capital One Quicksilver | CL $4000 @ 31.99% APR | 02/2022

NFCU Cash Rewards | CL $1500 @ 18.00% APR | 06/2022

Currently rebuilding as of (May 2021)

Current Fico Scores 8/9: (April 2024)

Credit Age:

Inquiries:

Message 16 of 20

Awesome jump.

Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

Message 17 of 20

congrats on getting all the cards you wanted and managing things!

Message 18 of 20

Phenomenal lineup. Good work!

Message 19 of 20

Those are some huge accounts wow

Message 20 of 20