I'm curious how the EQ Scorewatch stacks up to the Fico Scorewatch in regards to timeliness of alerts.
I hope it's still the same product! It always was before, but recently Equifax stopped selling EQ FICO's directly from their site. (Not the Scorewatch product, but a link specifically to buy the FICO score.)
Do let us know if the score you get with it is a FICO.
edited in an attempt to add some clarity 
@haulingthescoreup wrote:I hope it's still the same product! It always was before, but recently Equifax stopped selling EQ FICO's directly from their site. (Not the Scorewatch product, but a link specifically to buy the FICO score.)
Do let us know if the score you get with it is a FICO.
edited in an attempt to add some clarity
I certainly can't find it. I have seen others post how to get there and I thought I bookmarked the procedure but I apparently have such a good filing system that the BM is lost on my hard drive somewhere. 
The cynical side of me thinks that EQ has made it purposely difficult to find that EQ FICO score link because they are pushing their new proprietary EQ "score".
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
@haulingthescoreup wrote:Frankly, my guess is that they've phased it out entirely, just as did TU.
Looks to me like the CRA's, led by Experian, are pretty much abandoing the consumer market for FICO's. Why not, when they can make more money off of FAKO's?
I honestly don't care (I know it sounds like I do, lol) if they want to sell FAKO's, if they'd just be honest about it. But to me, it's like buying a bathroom scale that can read 20 pounds higher or lower than my real weight at any give time. Although it might be nice to have one that always reads 20 pounds lighter. Nevertheless, it still wouldn't mean much.
I think that's why the Vantage scale is 501 - 990 (900-something, anyway, can't remember for sure.) We all love to see those nice high numbers, just like we like to see low numbers on the bathroom scale. If the lowest score you can get is a 501, everybody wins!!
Oh well, as long as I can access my reports, rather than FAKO's, that will have to do I suppose.
I can't argue with this logic.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
@awal wrote:I'm curious how the EQ Scorewatch stacks up to the Fico Scorewatch in regards to timeliness of alerts.
For me, timely alerts are not a concern. I am pretty much in "gardening" mode and just like to see where I stand.
@haulingthescoreup wrote:I hope it's still the same product! It always was before, but recently Equifax stopped selling EQ FICO's directly from their site. (Not the Scorewatch product, but a link specifically to buy the FICO score.)
Do let us know if the score you get with it is a FICO.
edited in an attempt to add some clarity
It looks pretty similar to MyFICO except that MyFICO is more user friendly and easier to navigate. EQ ScoreWatch gives the same score, report, etc but is less convenient. But for the difference in price, I will take less convenientI have highlighted the important parts below:
