CREDIT UNIONS

[Takunda1]

There has been a lot of talk on here about good credit unions. Most of them seem to require you to be a member of the military or navy or government employee. Besides CCCU are there any other credit unions people can recommend from experience. I found one close to where I live in Plano, TX EDS credit union, but I'd like to know of some that others have used & can recommend. I'm doing a lease buy out from BMW & they quoted me 6.58% which is not bad, but I think I can do better. Any suggestions. I'm an employee with Capital One & our lease buy out rates are like 8% which is crazy.

TIA

[Anonymous]

Pentagon Federal is much admired here - I just joined recently and am waiting a decision on a CC app. You do have to be affiliated with the armed forces, but if you're not, you can join the Military Families Association (I think that's the name of it) for $20 and then join Penfed.

[haulingthescoreup]

I've heard good things about Patelco, which I guess used to be Pacific Telephone, or something? And anyone can join PenFed or JFCU by first going through their qualifying associations and paying a one-time membership fee. Same with NASA, the only problem being that they pull all three reports, which seems a bit brutal.

PenFed has a 4.24% used auto loan going now, and I was so proud of my 4.99%.

PenFed Auto Loan

There are plenty of good local credit unions too, the problem is that it would be unlikely that you'd find much info here about them. Water-cooler research for that!

[llecs]

To add, I've heard good things about DCU, Penfed, Patelco, CCCU, NASA, Justice FCU, and others that escape my mind at the moment. In fact, a good majority of CUs will allow you to join. Even if they are regional, there's always some sort of association you can join or even a chamber of commerce for that region.

[Takunda1]

Thanks for the responses guys I'll definitely look into those mentioned above.

[Anonymous]

CCCU has awesome auto rates- (better than my CU)

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Takunda1 wrote:

Thanks for the responses guys I'll definitely look into those mentioned above.

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