I have all 3 reports that I got last month in front of me. And counting the closed accounts in good standing and my 2 new accounts I have a 6 year AAoA using http://seemly.com/aaoa-calculator/ and reporting the date opened.
Is that accurate with my BK or should I not include closed accounts?
From my understanding your closed accounts factor into your AAoA, as well. From past experience, I've had my AAoA displayed on a couple of my reports. Do you see that verbiage on there?
@KennyRS wrote:
From my understanding your closed accounts factor into your AAoA, as well. From past experience, I've had my AAoA displayed on a couple of my reports. Do you see that verbiage on there?
No 
I got them from annualcreditreport.com . Are they listed somewhere I'm not seeing? I'm just going by the date opened.
I'm so happy about it being 6 years I added it to my siggy already! 
@RBFool wrote:
@KennyRS wrote:
From my understanding your closed accounts factor into your AAoA, as well. From past experience, I've had my AAoA displayed on a couple of my reports. Do you see that verbiage on there?No
I'm so happy about it being 6 years I added it to my siggy already!
lol! Maybe mine is on there because I've paid for them on Equifax.
Yes, you're right -- I just looked at my Experian and there is nothing there with that language. (Just got off the phone with them, had to freeze my report.)
Equifax actually has it under the consumer-available report via annualcreditreports.com with their Credit Summary stanza; I haven't seen it on either TU nor the most recent EX report I have but I really need to get an updated one there, damn you mail in forms!
