No you do not DV a OC! You DV only a CA! There is a letter to send to an OC BUT it should only be sent after the account is disputed & and has been verified. Until then the OC does not have to answer. If not past SOL the OC can also sue.
on really old accts that have been closed/CO'd/out to CAs?
IMO the only really old accounts are those past CRTP!
You are trying to do too much without understanding and may cause yourself trouble.
Do 1 thing at a time until you get the hang of it.
SOL only deals with time limit in which you can be sued!!!!!
GW goes to anyone that you have paid!
As to the 10 CAs.....be careful they might file suit if not past SOL.
As to scores.....everyone is different.....BUT the biggest boost is when the OC's CO is deleted not the CAs.
Can I GW(?) an OC re: auto repo that will drop off in Sep?
I would judt let it drop!
I've found 3 TL's that SOLs apply (does someone have a ltr for this I can copy?)
Im not sure I understand....are you saying that they are within SOL? If so then they can demand full payment or file a lawsuit!
Message Edited by HappyDays on
02-29-2008 04:00 PM