Quick back story:
I bought a car in '03 with a cosigner. I then defaulted due to some financial situations and the car was repo'd. The OC (Wells Fargo), sued me in '06 for the balance. I was served papers for the county court that I lived in at the time, but nothing ever came of the suit, no judgement, no more contact, nada. Then, in Oct of '07, I got served papers (from a diff attorney), at my new address but for a different county court in NJ in which I havent lived in in some time. These papers were delivered to my apartment in NYC, because of my forwarding address, via certified mail and signed for by my doorman, which I am not sure is legal in the first place. This time, I was being sued by Midland Funding for the same debt, which they obviusly bought. The papers were never formally served to me, and I didn't want to call or write Midland to stir the pot more, since they aren't reporting me to the CRA's, but today I recieved another court doc filed by the "law office". It was dated Nov '07, "supposedly" filed in the county court in which I do not live, and said something along the lines of "the defendant" (me) has chosen not to respond/plead in this matter. It is titled "Request to Enter Default and Certification".
My question:
Is there anything wrong with this situation? It seems to me that there are multiple things wrong and hopefully I don't have to worry about it, but I am. Can I get sued 2 x for the same debt even though it's a different Plaintiff? Is it legal to consider papers served if they are mailed and not signed for by me? Can I be sued in a county and state in which I do not live? Is anything else wrong?
