by stating that a settlement agreement is a new contract and therefore can be re-written?
In the past when i have written GW letters requesting the removal of lates, usually my request is declined "due to the fact that it violates FCRA". Some creditors claim that removing the "lates" in fact they are reporting inaccurate information. (not that that has stopped them before)
What are some of your arguments for the request of the removal of lates...?
thanks
