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New Member
Posts: 4
Registered: ‎05-20-2017
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Can't refresh credit reports!

I have been working on cleaning up my credit after it crashed and burned a few years ago. I purchased several monitoring products because I paid off everything and I want to see my score go up. So far I have managed to improve all 3 scores by over 100 points, but I have become obsessive with checking my score sometimes several times a day. I get almost daily alerts so I refresh when I do get one.

 

So yesterday I got an error message on Equifax, today on Experian also. I can't refresh, I can't pull one through CCT or annualcreditreport! I am in a panic. Has anyone had this issue??

Valued Contributor
Posts: 2,338
Registered: ‎08-25-2016
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Re: Can't refresh credit reports!

Depending on what monitoring products you use there may be a limit. I do know that annualcreditreport is once every 12 months.
New Contributor
Posts: 284
Registered: ‎06-21-2017
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Re: Can't refresh credit reports!


rpalmer2906 wrote:

I have been working on cleaning up my credit after it crashed and burned a few years ago. I purchased several monitoring products because I paid off everything and I want to see my score go up. So far I have managed to improve all 3 scores by over 100 points, but I have become obsessive with checking my score sometimes several times a day. I get almost daily alerts so I refresh when I do get one.

 

So yesterday I got an error message on Equifax, today on Experian also. I can't refresh, I can't pull one through CCT or annualcreditreport! I am in a panic. Has anyone had this issue??


I wouldn't stress it too much.  Some of them want me to mail in my info for a dispute (which I will not do).  Every so often it tends to unlock itself after a few months and then I do my dispute.



Equifax - 644
TransUnion - 641
Experian - 639
Established Contributor
Posts: 817
Registered: ‎03-22-2016
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Re: Can't refresh credit reports!

I cant speak to Experian  but Ive had a problem with EQ for the last 2 months where no service could pull my EQ file. I had to file a complaint with

Consumer Financial Protection Bureau.  You can look into this if your problem persists



3/16 EX 644 CK-TU 642 CK-EQ 660 WalMart- 671. One baddie left falls off starting 11/17.
>8/17 CCT EX 732 TU 726 EQ 710

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