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Cap One doesn't report CL, so they don't help util?

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Anonymous
Not applicable
‎07-20-2007 11:47 AM
‎07-20-2007 11:47 AM

Cap One doesn't report CL, so they don't help util?

Is that the case with Cap One cards.  Since they don't report CL's they are not helping total Utilization?
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Anonymous
Not applicable
‎07-20-2007 12:11 PM
‎07-20-2007 12:11 PM

Re: Cap One doesn't report CL, so they don't help util?

 
It depends, if the high balance is being reported, FICO will use that as your CL to factor util.
 
-trini
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