Cap One switching from Credit Tracker

[Anonymous]

So they went from the old, crappy CK score to the new, crappy CK score. Awesome. 

[Anonymous]

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@Anonymous wrote:
I prefer FAKO's to the real credit scores. The real credit scores aren't as nice looking as FAKO's. It placates me.

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[Anonymous]

Well, CK has my score right at 100 points higher than Cap1 has me now, so I guess I'll feel a little better lol. 

My real TU FICO score is about thirty five points lower than my CK score, but 65 higher than what Cap1 is currently showing me so this will be closer at least I suppose. I get all three real scores from real cards so still no matter though.

[Anonymous]

I am glad they did this.  With their credit tracker my scores actually fell 30 points for opening a new credit card with my highest balance yet.  Thought having a new credit card with your personal highest balance would improve your score.

[Rebuilding69]

So we'll be able to see that worthless score more often.

Sweet.

[Anonymous]

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@Anonymous wrote:

For now, there’s nothing to do but get excited

I'll pass on the getting excited part.

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You made me laugh out loud. 

[ccpat]

Well it's once a week.  At least I can see a trend on either increasing or decreasing. 

[Anonymous]

Was Cap1 originally giving FICO8? Just received this email-

"We’re thrilled to announce that we’re giving Capital One® Credit Tracker a big makeover. Over the next few weeks, Credit Tracker will become CreditWise® from Capital One. It’ll still be the same free and easy tool you’re used to, but with a fresh new look and some great upgrades to make your experience even better.

Here are the three things you need to know about CreditWise.

1.

We’re going to start using the TransUnion® VantageScore® 3.0 scoring model, "

[myjourney]

Both old score and new score are FAKO so don't get excited Lol

There's also a thread on this in scoring  General forum 

[Chezy1025]

That sounds like an exciting change - I need to keep an eye open for that e-mail! Hopefully it will make their current tracker a little more reliable