07-02-2013 07:05 PM
I have a Journey Student Visa from Cap1 opened in 11/11. Started at $1000CL, credit stepped to $1500 6 mos later. Today I noticed a new link on the Cap1 website to request CLI. I did, entered my income, and got a $500CLI. No hard pull. I'm still shocked, and the irony is that I was just approved for a $2000CL Visa with my CU. But still, try clicking that Cap1 link!
07-06-2013 01:02 PM
Be very wary about Crap 1, they have ruined me in the past. I still have one, an Orchard Bank card with a low CL of 1150, which was purchased by Crap 1 and I am not giving it up yet, not to destroy my AAOA
07-10-2013 09:32 AM
07-21-2013 04:43 PM
I too have my oldest account with Cap1 now, my old Household Bank MC that is 6 years older than my next-oldest account. It has a $59AF, no rewards, and is still at the penalty 26.9% rate from a late payment in 2007. They won't help me a bit. Oddly, my cash advance rate is 24.9%, but I've never used it.
07-28-2013 02:42 PM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO