Reply
Member
MrMop
Posts: 14
Registered: ‎10-07-2011
0

Cap1 CLI!

I have a Journey Student Visa from Cap1 opened in 11/11.  Started at $1000CL, credit stepped to $1500 6 mos later.  Today I noticed a new link on the Cap1 website to request CLI.  I did, entered my income, and got a $500CLI. No hard pull.  I'm still shocked, and the irony is that I was just approved for a $2000CL Visa with my CU.  But still, try clicking that Cap1 link!

CapOne1250 SmartConnect1800 Macys5000 CapOne2700 AmExZync500PSL MarathonGas790 VonMaur500 Target400 CapOne1250 BCU1000 CareCredit2500(possibly closed due to non-use) HSBC750 Barclaycard500 AmExHilton15000(AU) MileagePlus5000
Frequent Contributor
OptimalCS
Posts: 405
Registered: ‎07-31-2010
0

Re: Cap1 CLI!

Congrat! Cap One is usually horrible with CLI. 

CARDS.jpg

New Contributor
IsleSeat
Posts: 69
Registered: ‎03-12-2007
0

Re: Cap1 CLI!

Be very wary about Crap 1, they have ruined me in the past. I still have one, an Orchard Bank card with a low CL of 1150, which was purchased by Crap 1 and I am not giving it up yet, not to destroy my AAOA


July 2014: EX 790, TU 810, EQ 828

Starting Scores: EX 521, TU 508, EQ 486

I came straight out of Hell
Moderator
pizzadude
Posts: 9,176
Registered: ‎01-28-2010
0

Re: Cap1 CLI!

Closed cards will still be included in your AAoA ~ see the link below:

http://ficoforums.myfico.com/t5/Credit-Cards/Closing-Credit-Cards/td-p/347190
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Established Contributor
JonStur
Posts: 904
Registered: ‎12-25-2010
0

Re: Cap1 CLI!

Congrats....


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Member
MrMop
Posts: 14
Registered: ‎10-07-2011
0

Re: Cap1 CLI!

I too have my oldest account with Cap1 now, my old Household Bank MC that is 6 years older than my next-oldest account.  It has a $59AF, no rewards, and is still at the penalty 26.9% rate from a late payment in 2007.  They won't help me a bit.  Oddly, my cash advance rate is 24.9%, but I've never used it.

CapOne1250 SmartConnect1800 Macys5000 CapOne2700 AmExZync500PSL MarathonGas790 VonMaur500 Target400 CapOne1250 BCU1000 CareCredit2500(possibly closed due to non-use) HSBC750 Barclaycard500 AmExHilton15000(AU) MileagePlus5000
Valued Member
Lilalota
Posts: 28
Registered: ‎07-27-2013
0

Re: Cap1 CLI!

I opened my Cap1 VentureOne (one of the 2 cc's that I have) in early July and received 10,000 CL. I hope that I can get it to go up to 15,000 by summer of next year. :smileyhappy:
Citi Forward: 5,000
CapitalOne VentureOne:17,500
Barclay Rewards: 4,000
Chase Freedom: 2,500
Discover IT: 7,500

5/16/14 EQ : 739 TU: 734


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+