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Cap1 CLI!

Member

Cap1 CLI!

I have a Journey Student Visa from Cap1 opened in 11/11.  Started at $1000CL, credit stepped to $1500 6 mos later.  Today I noticed a new link on the Cap1 website to request CLI.  I did, entered my income, and got a $500CLI. No hard pull.  I'm still shocked, and the irony is that I was just approved for a $2000CL Visa with my CU.  But still, try clicking that Cap1 link!

CapOne1250 SmartConnect1800 Macys5000 CapOne2700 AmExZync500PSL MarathonGas790 VonMaur500 Target400 CapOne1250 BCU1000 CareCredit2500(possibly closed due to non-use) HSBC750 Barclaycard500 AmExHilton15000(AU) MileagePlus5000
Message 1 of 7
6 REPLIES
Frequent Contributor

Re: Cap1 CLI!

Congrat! Cap One is usually horrible with CLI. 

CARDS.jpg

Message 2 of 7
New Contributor

Re: Cap1 CLI!

Be very wary about Crap 1, they have ruined me in the past. I still have one, an Orchard Bank card with a low CL of 1150, which was purchased by Crap 1 and I am not giving it up yet, not to destroy my AAOA


July 2014: EX 790, TU 810, EQ 828

Starting Scores: EX 521, TU 508, EQ 486

I came straight out of Hell
Message 3 of 7
Super Contributor

Re: Cap1 CLI!

Closed cards will still be included in your AAoA ~ see the link below:

http://ficoforums.myfico.com/t5/Credit-Cards/Closing-Credit-Cards/td-p/347190
March2010 FICO® ~ 695 TU, 653 EQ, 697 EX
Message 4 of 7
Established Contributor

Re: Cap1 CLI!

Congrats....


Starting Score: TU 686 EX 641 EQ 690
Current Score: TU 779 EX 767 EQ 740
Goal Score: 800 Club

BCE $12.5K, 5/3 Sig $10K, Wally Discover 10K, Cash+ $9K Sam's Discover 10K, Freedom $6K, Zales $5.5K, More $5K, Cap one $5K, Barclay 2.5K, Household Plat $1.5K, Household Gold $1.5K, Credit One $1K, First Premier Plat $.675K First Premier Gold $.65K
Message 5 of 7
Member

Re: Cap1 CLI!

I too have my oldest account with Cap1 now, my old Household Bank MC that is 6 years older than my next-oldest account.  It has a $59AF, no rewards, and is still at the penalty 26.9% rate from a late payment in 2007.  They won't help me a bit.  Oddly, my cash advance rate is 24.9%, but I've never used it.

CapOne1250 SmartConnect1800 Macys5000 CapOne2700 AmExZync500PSL MarathonGas790 VonMaur500 Target400 CapOne1250 BCU1000 CareCredit2500(possibly closed due to non-use) HSBC750 Barclaycard500 AmExHilton15000(AU) MileagePlus5000
Message 6 of 7
Valued Member

Re: Cap1 CLI!

I opened my Cap1 VentureOne (one of the 2 cc's that I have) in early July and received 10,000 CL. I hope that I can get it to go up to 15,000 by summer of next year. Smiley Happy
Citi Forward: 8,100
CapitalOne VentureOne:18,250
Barclay Rewards: 8,000
Chase Freedom: 2,500 (-_-)
Discover IT:14,500
Newest addition: Citi Double Cash : 3,400
Message 7 of 7