07-02-2013 07:05 PM
I have a Journey Student Visa from Cap1 opened in 11/11. Started at $1000CL, credit stepped to $1500 6 mos later. Today I noticed a new link on the Cap1 website to request CLI. I did, entered my income, and got a $500CLI. No hard pull. I'm still shocked, and the irony is that I was just approved for a $2000CL Visa with my CU. But still, try clicking that Cap1 link!
07-06-2013 01:02 PM
Be very wary about Crap 1, they have ruined me in the past. I still have one, an Orchard Bank card with a low CL of 1150, which was purchased by Crap 1 and I am not giving it up yet, not to destroy my AAOA
07-10-2013 09:32 AM
07-21-2013 04:43 PM
I too have my oldest account with Cap1 now, my old Household Bank MC that is 6 years older than my next-oldest account. It has a $59AF, no rewards, and is still at the penalty 26.9% rate from a late payment in 2007. They won't help me a bit. Oddly, my cash advance rate is 24.9%, but I've never used it.
07-28-2013 02:42 PM