So I've had my Cap1 MC for about 7 months. I started with a 300$ cl, I got the automatic increase to $500 after three months. Since then I have been approved for the Amex business card with the unlimited 5% cash back on gas purchases with a 3000$ cl. I also have a Chase card which started at $400 cl, then I asked for a CLI after 6 months and they raised it to $3500, they said try again in 6 months and they will more than likely double that as long as I continue to pay in full every couple of months. I also have a WAMU MC with a $1500 cl.
I have a mortgage in good standing and an auto loan, but some baddies from 4-5 years ago when I was 18 and stupid.
SO I decided I no longer need my Orchard bank card at $300 and My Cap1 card. I closed my Orchard card.
Next I call Cap1, tell them I want to close my account. They ask why, I say due to low cl. They offer to raise it to a $1000 cl, I say no thanks just close it, it has a zero balance. The CSR agrees and reads the disclosure, I say "is that it, are we done?" She says yeah.
That was a week ago. I go onto Cap1's website today to check my account, to see if it is still open. Surprise, surprise... It shows I now have a $4500 cl!!!!! I thought it was closed?!?! The card is already cut up into a million pieces and in my garbage can. I was thinking about keeping it open and not using it just for the UTL benefits. Then I remembered, Cap1 doesn't report limits, just high balances.
Has anyone else had an experience like this with Cap1? I know they are bottom feeding scumbags, but this is just amazing and probably illegal.
Message Edited by roscoe211 on 06-22-2007 09:11 PM
Message Edited by roscoe211 on 06-22-2007 09:57 PM