So i got an email today saying that Cap 1 was switching from credit tracker to CreditWise and they will be using the TU Vantage Score 3.0 scoring model. Does anyone know which score this is?
Before you app think... Have you done your research of the CC? Does it fit your spending? Do you have a plan for the bonus w/o going into debt? Can you afford the AF? Do you know the cards benefits? Is it worth the HP?
