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Regular Contributor
Posts: 201
Registered: ‎06-07-2014
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Re: Capital One Declined (90 Fraud Alert customer service disaster)

Hello everyone.  I wanted to give an update on the problems I had getting the Cap One card.  After dealing with the EO and taking the 90 day fraud alert off of my credit reports, I have now been approved for the Cap One card with a $300 limit.  It's not a lot, but it's a start and I will do right by it and build it out.  I know that the limit will increase over the coming months, but for now I am thankful that it has been resolved.  It took a few weeks, but it was done.  If anyone has an issue getting a card, my advice is to go to the facebook page of Cap One and send them a message on what happened.  Someone will get back to you.  Good luck!


Starting score: (Feb '14) 520
Walmart TU FICO Score (5/10) 627
Goal Score: (Oct '15) 700+
Cards: UFCU Visa Plat $2k Limit; Cap 1 Quicksilver $500 Limit; Cap 1 Platinum $500 Limit; Walmart Store Card $600 Limit; Amazon Prime Store Card $600 Limit
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† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

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