Me and my Fiance recently applied for a capital one "NO HASSLE" personal loan as I wanted to consolidate our bills into one fixed rate payament.. I have been an avid reader into this forum and have been these past years very careful about our credit.. No negatives on our report, always paid as agreed and unfortunately, letter came back stating that they are unable to approve us at this time.
*Based on the credit report from experian, there is insufficient credit history.
I tried calling but they won't budge and suggest we mail a letter about disputing the denial..
Longest account opened was back in 1999.. I don't know how long do they want you to have credit in order to be deemed sufficient..
Has anyone tried recon on this kind of situation? thanks
Current Fico Score
EX: 660 EQ: 680 TR: 690
